Terms of Service

Wealth-Building Academy provides online financial education, self-assessment tools, coaching sessions with certified specialists, and completion certifications. The platform is an educational service.

Course material, simulator results, scores, and specialist guidance are educational and informational. They are not financial, legal, tax, or investment advice, and they are not an offer, commitment, pre-approval, or guarantee of credit from WSK Financial LLC or any lender. Lending decisions are made solely by the lender under its own criteria.

Any rate reduction, collateral adjustment, or other benefit described in the program is available only through participating lending partners, subject to their underwriting, eligibility rules, and program availability.

You must provide accurate information, keep your credentials secure, and are responsible for activity under your account. Each portal role (member, specialist, institution, administrator) requires its own account. Staff and institution accounts additionally require a valid invitation code issued by WSK Financial LLC.

You must be at least 18 years old to create an account. We may suspend or terminate accounts that violate these terms.

Preparation Path memberships are billed monthly in advance and renew automatically until cancelled. The Certification Pass is a one-time purchase that becomes available after the applicable pathway requirements are met.

Payments are processed by Stripe. We do not receive or store full card numbers. Prices are shown in U.S. dollars and may change with notice for future billing periods. Failed payments may result in a past-due status and, after a grace period, loss of access.

Cancellation and refund handling are described in the Refund & Cancellation Policy, which is part of these terms.

A membership grants a personal, non-transferable, non-exclusive licence to access the courses included in the pathway you purchased, for as long as your membership is active. Course material, worksheets, assessments, and platform software remain the property of WSK Financial LLC and its licensors.

You may not share your account, resell access, record or redistribute material, or use the platform to build a competing product.

Coaching sessions are scheduled subject to availability. Specialists review only the information you choose to share. Session guidance is educational and does not create a fiduciary or advisory relationship.

A certification packet reflects the modules you completed and the information you supplied. It does not verify your identity, income, or credit for a lender, and it does not obligate any lender to extend credit or a discount.

Do not attempt to bypass access controls or payment gating, submit false verification evidence, upload unlawful or infringing material, interfere with the platform's operation, or access another user's data.

The platform is provided on an "as is" and "as available" basis without warranties of any kind, to the fullest extent permitted by law. WSK Financial LLC is not liable for indirect, incidental, or consequential damages. Our total liability for any claim relating to the service is limited to the amount you paid us in the twelve months before the claim.

We may update these terms; material changes will be posted here with a new effective date and, where required, notified to you. Continued use after the effective date means you accept the updated terms. You may stop using the service and cancel your membership at any time.

These terms are governed by the laws of the State of Oklahoma, United States, without regard to conflict-of-law rules.